How to ensure the economic security of the business?
Have you ever wondered why there are so few really rich people? A universally recognized fact – in addition to the ability to “make money” you must also have the ability to save them. Even the most successful and knowledgeable entrepreneurs sooner or later invest their money in an absolutely losing business. Remember, scammers and scoundrels constantly revolve around rich people. There are those who live on debt, not even expecting to return them. As soon as a large circle of people becomes aware of the wealth of another person, they try by hook or by crook to deprive him of their capital. It is very important to learn how to protect your finances and the welfare of the company.
This article is devoted to the economic protection of business.
A few golden rules:
Never sign a contract without fully convincing the honesty of the partner. The subject of the transaction must be seen with your own eyes, and not take a word even to the closest. Pay special attention to prepaid agreements. A lot of people burned out on such contracts, do not repeat their mistakes. In addition to external factors of aggression, there are also internal ones. Such types of theft in production are very common:
– Theft and embezzlement of financial and material resources of the company;
– Exceeding the position of responsible employees, for the sake of concluding knowingly unprofitable contracts (conspiracy with customers or suppliers, overpricing, and so on);
– Your employees can be tricked by suppliers: slip a marriage or counterfeit, not bring it, or violate the terms of the contract;
– Employees can also mislead suppliers, not pay for goods and simply wreck;
– Sell the property of the company, use it for personal or enrichment purposes;
– The personnel service may pay for non-existent employees;
– Change documentation, reports, travel allowance and so on.
All this can be done for such reasons:
– difficult financial circumstances;
– Just the presence of such an opportunity, and the confidence to remain without punishment;
– The desire to cover debts caused by their own actions;
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Signs that may be caused by staff fraud:
– Unusual behavior and responses, mental stress;
– Unusual data in the documentation (especially in relation to money transfers from the company);
– Deviation from a given course in the plans;
– Complaints (reports, memos, and so on.).
Separately, we highlight the signs of fraud with documents that have accounting value:
– The disappearance of certain forms of reporting and accounting;
– substitution of documents, their falsification or only signatures, numbers;
– Unknown resolutions on documents;
– Copies of documents instead of originals;
The absence of a strong organizational structure or the absence of an audit greatly contributes to the development of a fraudulent environment. It also often develops due to the presence of a tendency toward similar activities (passion, unethical behavior, the past, lifestyle and hiding it). Not for documented features in relationships with partners. Well, just anomalies in the activities of someone’s mistakes, omissions, information leakage and so on.
How to deal with such cases?
Here are some fighting methods:
– Separate the functions of the CEO. In small firms, one person can keep everything under control, but in larger firms, the position should be divided.
– Update positions and powers;
– Promote young professionals who do not yet know and do not know how to deceive and steal;
– Introduce your own verification system, using independent experts;
– Implement and apply modern methods of protecting money and property;
– Optimize the financial accounting system;
In general, of course, in business, trust only yourself, but in order for the business to develop, you will have to trust someone. Keep this in mind and try to minimize financial losses at least by following the advice of professionals. The main thing is to work according to the rules, and you will surely achieve success.